The Boundary of the Main Disconnect
Treat the main disconnect as the dividing point between the incoming supply and the circuits it normally controls.
The line-side terminals remain connected to the upstream feeder. If the enclosure contains a control transformer primary, lighting circuit, service socket or monitoring device tapped before the disconnect, that equipment belongs to the supply side as well.
The load side is normally de-energised when the device opens, but not if a second supply, backfeed path or cross-cabinet connection can feed the same bus or connected circuit.
Design question
Do not ask only, “Is the switch OFF?” Ask, “Which conductors pass through this device, and which conductors reach the cabinet by another path?”